Terms of Service

These Terms of Service (“Terms”) form a binding agreement between you and BizzAssist Inc. (“BizzAssist”, “we”, “us”) governing your use of Maaser Tracker (the “Service”). By creating an account or using the Service, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Service.

Maaser Tracker is a personal-finance tool that helps you record income and donations and compute a maaser (tithing) balance based on the percentage you choose. You can enter transactions manually, upload CSV files from your bank, or (where supported) connect a financial account via Plaid. The Service is provided for personal, non-commercial use.

The Service is not financial, tax, legal, or halachic advice. Calculations and totals shown in the Service are estimates based on the data you provide and the settings you choose. You are responsible for verifying the accuracy of all figures before relying on them.

• You must be at least 13 years old to use the Service.
• You are responsible for keeping your password and any two-factor codes confidential, and for everything that happens under your account. Notify us at support@bizzassist.com if you suspect unauthorized access.
• You agree to give us accurate registration information and to keep it up to date.

You agree not to:

• use the Service for any purpose that violates law or third-party rights;
• attempt to interfere with, disrupt, or gain unauthorized access to the Service, our systems, or other users' data;
• scrape, copy, or harvest data from the Service except for your own account data;
• use the Service to store or process data that does not belong to you;
• resell, sublicense, or commercially redistribute the Service.

If you choose to connect a financial account using Plaid, you authorize us and Plaid to access information from that institution on your behalf, in accordance with Plaid's end-user terms and our Privacy Policy. You can revoke that authorization at any time inside the Service or via Plaid's consumer portal. We are not your bank and do not hold funds.

The core Service is free. Optional Pro features (currently bank auto-import via Plaid) require a paid subscription billed by our payment processor, Stripe.

• Auto-renewal. Pro is an automatically renewing subscription. The price and billing interval are shown at checkout before you pay. Your subscription renews automatically at the end of each billing period, and your payment method on file is charged at each renewal, until you cancel.
• Free trial. We may offer a free trial. A payment method is collected when the trial starts, and when the trial ends your subscription converts to a paid subscription and your payment method is charged automatically unless you cancel before the trial ends. One trial per account.
• How to cancel. Cancel anytime from Account → Manage subscription, which opens Stripe's billing portal. Cancellation takes effect at the end of the billing period you have already paid for; you keep Pro access until then. Deleting your account cancels your subscription immediately.
• Refunds. Except where required by law, payments are non-refundable and we do not provide refunds or credits for partial billing periods. If you believe you were charged in error, contact support@bizzassist.com and we will review it.
• Failed payments. If a renewal charge fails, we will notify you and Stripe will retry; Pro features may be suspended until payment succeeds.
• Price changes. We may change subscription pricing with at least 30 days' advance notice by email or in-app notice. Changes apply from your next renewal; if you don't agree, cancel before the new price takes effect.
• Promo and gift codes. We may issue codes that grant free Pro access. Codes have no cash value, may be limited in duration, and may be revoked in cases of abuse.

The Service, including its software, design, and content (other than data you submit), is owned by BizzAssist or its licensors and is protected by intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal use, subject to these Terms.

You retain all rights to the transactions and other content you submit (“Your Data”). You grant us a limited license to host, process, transmit, and display Your Data solely to operate and improve the Service for you. You can export or delete Your Data at any time. See our Privacy Policy for details on storage and deletion.

You may delete your account at any time from Settings → Delete account (or start a request at our account-deletion page). Deletion is permanent and cancels any active subscription immediately. We may suspend or terminate your access if we reasonably believe you have violated these Terms or if required by law.

The following is required legalese.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE. WE DO NOT WARRANT THE ACCURACY OF ANY CALCULATION, IMPORT, OR PROJECTION MADE BY THE SERVICE.

TO THE FULLEST EXTENT PERMITTED BY LAW, BIZZASSIST WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE. OUR TOTAL LIABILITY UNDER THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) US $50.

You agree to indemnify and hold harmless BizzAssist, its officers, employees, and contractors, from any claim, demand, or expense (including reasonable attorneys' fees) arising out of your misuse of the Service, your violation of these Terms, or your violation of any third-party right.

We may modify these Terms from time to time. If we make material changes we will notify you via email or via an in-app notice before the changes take effect. Continued use of the Service after changes become effective constitutes acceptance.

These Terms are governed by the laws of the State of New York, United States, without regard to conflict-of-laws rules. The exclusive venue for any dispute is the state and federal courts located in New York County, New York, and you consent to personal jurisdiction there.

BizzAssist Inc.
Email: support@bizzassist.com